As of June 2025, there is still no official confirmation of a separate $330 federal Child Tax Credit (CTC) payment scheduled for this month. However, the Child Tax Credit remains one of the most impactful federal tax benefits available to families with qualifying children. Understanding its current structure, how to qualify, and how to claim it can help families receive the full value they’re eligible for—potentially up to $2,000 per child.
2025 Child Tax Credit: What You Need to Know
The Child Tax Credit is designed to ease the financial burden of raising children by offering a credit against your federal income tax. For the 2025 tax year, the CTC remains largely unchanged from recent years, offering both nonrefundable and refundable benefits to qualifying families.
Federal CTC Structure for 2025
| Feature | 2025 Details |
|---|---|
| Maximum Credit per Child | $2,000 |
| Refundable Portion (ACTC) | Up to $1,700 |
| Qualifying Child Age | Under 17 at the end of the tax year |
| Income Phase-Out Threshold | $200,000 (Single), $400,000 (Married Filing Jointly) |
| Minimum Income for Refundable Credit | $2,500 |
| Filing Requirements | Must file a federal tax return with correct child SSNs |
Eligibility Criteria
To receive the Child Tax Credit in 2025, you must meet all of the following requirements:
- The child must be under age 17 on December 31, 2025.
- The child must be your dependent and closely related to you (e.g., son, daughter, sibling, foster child).
- The child must have lived with you for more than half the year.
- The child must have a valid Social Security Number.
- Your adjusted gross income (AGI) must fall below the phase-out limits.
How to Claim the Child Tax Credit in 2025
Filing your 2025 federal tax return is how you claim the Child Tax Credit. Here’s what to do:
- File Form 1040 and include all qualifying children and their SSNs.
- Use the IRS CTC worksheet or reputable tax software to calculate your credit.
- If your CTC is more than your tax liability, you may qualify for the Additional Child Tax Credit (ACTC) refund.
- E-file for faster processing and refunds.
Additional Child Tax Credit (ACTC)
The ACTC is the refundable portion of the Child Tax Credit. It allows families to receive up to $1,700 per qualifying child, even if they owe little or no federal income tax.
Example:
If you owe $300 in taxes and qualify for a $2,000 CTC, you could receive a $1,700 refund through the ACTC.
ACTC Requirements:
- You must have earned income of at least $2,500.
- Your refund amount is subject to an IRS formula based on income and the number of qualifying children.
State-Level CTC Programs (June 2025 Updates)
While the federal government is not issuing a $330 CTC payment in June 2025, some states have implemented or expanded their own versions of the Child Tax Credit.
Notable Example: New York
New York continues its Empire State Child Credit, which was expanded in 2025:
- $1,000 per child ages 0–3
- $500 per child ages 4–16
These amounts replace the previous $330 maximum credit for many families. Residents must file a New York State tax return and meet eligibility requirements based on income and residency.
Other states such as California, Minnesota, and Colorado also offer child tax credits, though eligibility and payment amounts vary.
Families should check with their state’s Department of Revenue for the most current information.
While there is no federal $330 Child Tax Credit payment in June 2025, the overall CTC program continues to provide meaningful financial support to eligible families. By understanding the qualifications and how to file correctly, families can receive up to $2,000 per child—plus potential refunds through the ACTC. Also, don’t overlook new or expanded state-level child credits that may offer additional relief this year.
FAQs
Is there a $330 Child Tax Credit payment in June 2025?
No, the federal government has not scheduled a separate $330 CTC payment for June 2025.
What is the maximum Child Tax Credit for 2025?
$2,000 per qualifying child under age 17, with up to $1,700 refundable through the ACTC.
Can I get the CTC if I don’t owe taxes?
Yes, if you qualify for the ACTC, you can receive a partial refund even with no tax liability.
When do CTC payments arrive?
As of 2025, there are no advance monthly payments. The credit is claimed on your annual tax return.
What states offer additional Child Tax Credits?
States like New York, California, Minnesota, and Colorado offer their own credits. Check your local tax agency for details.
